Mr. Elphas Rutto

Mr. Elphas has sharpened his expertise in credit and risk analysis and has worked in the finance industry for over 10 years. Elphas is an Actuarial Science major. He has worked with Barclays Bank, Real People and Sun group, Micro Africa ltd in Kenyan and South Africa. He has a keen eye on gaps left by the mainstream banks in lending to the common people and has over time studied ways of closing the gap.